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Important Disclosure Information

RTM Capital Advisors LLC (“RTM”) is a State of Illinois registered investment adviser and National Futures Association (NFA) registered commodity trading advisor located in Wauconda, Illinois. RTM and its representatives are in compliance with the current filing requirements imposed by the State of Illinois and the National Futures Association as registered investment advisers and commodity trading advisors by those states in which RTM maintains clients. RTM may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. RTM’s public portion of its web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of RTM’s web site on the Internet should not be construed by any consumer and/or prospective client as RTM’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by RTM with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of RTM, please contact the State of Illinois, the National Futures Association or the state securities regulators for those states in which RTM maintains a notice filing. A copy of RTM’s current written disclosure statement discussing RTM’s business operations, services, and fees is available from RTM upon written request.

RTM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to RTM’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by RTM) will be profitable or equal any historical performance level(s). In addition,


Certain portions of RTM’s web site (i.e. articles, trading ideas, commentaries, newsletters etc.) may contain a discussion of, and/or provide access to RTM’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from RTM, or from any other investment professional. RTM is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if RTM is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of RTM by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.

Each client and prospective client agrees, as a condition precedent to their access to RTM’s web site and any associated client portal, to release and hold harmless RTM, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from their use or misuse of the website or the client portal.

RTM does not provide written opinions regarding tax matters and no part of RTM services or this document should be relied upon as a written tax opinion.  To the extent that a client requires a written opinion regarding a specific tax matter, the client should consult with the certified public accounting or law firm of their choosing. The content of this document is not a substitute for the advice of a professional, accountant or attorney in the relevant jurisdiction. RTM does not sell insurance, practice public accounting or practice law.  Planning in the areas of insurance, law, tax and accounting requires the advice of an experienced professional trained in the area under consideration.  RTM recommends and expects the reader to engage an outside professional trained in the matters discussed in any RTM materials before undertaking any action.